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Equipment leasing is when a business obtains the use of machinery, vehicles or other equipment on a rental basis. This avoids the need to invest capital in equipment. Ownership rests in the hands of the financial institution or leasing company, while the business has the actual use of it.

Small business equipment leasing programs provide many benefits to business owners compared to the outright purchase or regular financing of equipment, such as minimal upfront costs, tax savings and minimal risk of equipment becoming obsolete.

• Minimal upfront costs
• Tax savings
• Less hassle
• Minimal risk of the item becoming obsolete

One of the biggest reasons to lease business equipment is that it offers fairly minimal upfront costs. Leasing seldom requires a down payment, and leasing payments are generally lower than mortgage-type payments. This is because they are not usually subject to high interest payments, and are usually spread over longer periods of time. Unlike bank loans that may require a substantial down payment, two advance payments are generally all that are required at the beginning of a lease. This lets you keep your capital in the bank while making important investments in your business.

Many businesses discover that after taxes they save money purchasing leased equipment. Depending on how your lease is structured, you may be able to fully deduct lease payments as a business expense, as opposed to depreciating the value of the equipment as if it were a capital expenditure.

Leasing equipment is not as difficult as trying to obtain another form of financing. For equipment purchases under $100,000 you typically will not have to provide financial statements, tax returns or a business plan. The form you fill out is usually a simple one-page form that is similar to filling out a credit card application. The approval process is also rather quick as compared to a loan which can take days or even weeks before you are finally approved for the financing.

Some companies lease business equipment as a way to protect against obsolescence. Leased equipment can be updated on a regular basis as needed and the old equipment can simply be returned to the leasing company

• There is a high risk that equipment will become obsolete before the end of its useful life
• The equipment will be needed only for a short period of time
• Capital resources need to be preserved
• Technical, administrative or other non-financial equipment not internally available can be more easily secured from a leasing company
• High interest rates must be paid for borrowing money
• The tax benefits resulting from the equipment ownership cannot be used
• The equipment will have a poor market value at the end of its term use

When you buy or lease a franking machine you will have access to all the Royal Mail services and discounts such as Special Delivery™, First and Second Class, Airmail and Airsure®, Surface Mail, International Signed For™, Cleanmail® and Cleanmail® Plus, Recorded Signed For™, Parcelforce and Mailsort® 1 and 2.

Don't provide a scruffy image with stamps use a franking machine with your own logo and a clean, professional look. As well as avoiding mail delays franking mail with your logo on it increases brand awareness with your customers and helps to ensure their perceptions of your company are favourable.

Using a franking machine is very cost-effective for your business accounts. In some instances you can save up to 20% on traditional stamp costs and you no longer have to fill out a ledger book by hand. With a franking machine you can put the exact and correct amount on every single envelope or parcel you send out.

Franking machines are so simple and easy to use. You will be saving all that time you would have spent standing in the queue at the post office for more important business matters. You can put more credit on your franking machine over the phone or through the account with your franking supplier. No more stamp storage.

Our mailroom experts will be happy to provide a full and free consultation, to show you

• What saving a franker may offer
• What size of franking machine you need
• What will be the most cost effective purchase, rent, or lease